Is Texas a Fault or No-Fault State? Understanding Your Rights After an Accident
If you’ve been involved in a car accident in Texas, you might be wondering about the legalities surrounding fault and how it affects your claim. The Hadi Law Firm, your trusted personal injury attorneys in Houston, are here to provide clarity on this crucial topic through our blog, The Texas Torch.
Texas: A Fault State
In the realm of car accidents, states in the U.S. generally follow either a “fault” or “no-fault” system. Texas is a fault state, which means that the driver who is found to be at fault for causing the accident is responsible for the damages. This system impacts how victims pursue compensation for their injuries and property damage.
What Does This Mean for You?
- Determining Fault: After an accident, it’s crucial to establish who was at fault. This determination can be made through police reports, witness statements, and other evidence. The at-fault driver’s insurance company is typically responsible for covering the damages.
- Filing a Claim: In a fault state like Texas, you have a few options for seeking compensation:
- File a claim with your own insurance company: Your insurer will then pursue reimbursement from the at-fault driver’s insurance.
- File a third-party claim with the at-fault driver’s insurance company: This involves dealing directly with the other driver’s insurer.
- File a personal injury lawsuit: If the insurance settlement does not cover all your expenses, you can take legal action against the at-fault driver.
- Comparative Fault: Texas follows a modified comparative fault rule. If you are found to be partially at fault for the accident, your compensation will be reduced by your percentage of fault. However, if you are more than 50% at fault, you cannot recover any damages.
Why Legal Representation Matters
Navigating the complexities of fault and insurance claims can be overwhelming, especially when you’re recovering from an injury. That’s where The Hadi Law Firm comes in. Our experienced attorneys will handle every aspect of your case, from gathering evidence and negotiating with insurance companies to representing you in court if necessary.
The Texas Torch: Your Resource for Legal Insights
At The Hadi Law Firm, we believe in empowering our clients with knowledge. Through The Texas Torch, we provide valuable insights and updates on legal matters that affect you. Our goal is to ensure you are well-informed about your rights and options after an accident.
Take Action Today
If you’ve been injured in an accident in Texas, don’t navigate the legal maze alone. Let The Hadi Law Firm guide you every step of the way. Contact us today for a free consultation. Call us at 832-433-7977 or visit our website at www.thehadilawfirm.com to schedule your appointment.
