Why You Should Never Accept the First Settlement Offer from an Insurance Company
The #1 Mistake Accident Victims Make—And How to Avoid It
You’re in pain, out of work, and bills are piling up. Then, the phone rings—your insurance company has a settlement offer. It sounds decent. But here’s the truth: that first offer is almost always a lowball. At The Hadi Law Firm, we’ve helped countless Houston clients recover significantly more than what insurers initially offer.
Why Insurance Companies Make Low Offers
Insurance companies are profit-driven. Their goal? Pay you the least amount possible. They count on you being overwhelmed, uninformed, or desperate for cash.
The True Cost of Your Injury
Your damages might include:
- Medical bills (past, present, and future)
- Lost wages and earning potential
- Pain and suffering
- Emotional distress
- Property damage
The first offer rarely accounts for all of this. Once you accept, you waive your right to future claims, even if your condition worsens.
Signs the Offer Is Too Low
- It’s made shortly after your accident
- It doesn’t include non-economic damages (like pain & suffering)
- They pressure you to sign quickly
- It comes without reviewing your medical records
How a Personal Injury Lawyer Helps
The Hadi Law Firm negotiates aggressively and leverages expert testimony, medical documentation, and legal strategy to fight for every dollar you deserve.
Don’t settle for less. Before signing anything, contact The Hadi Law Firm at (832) 433-7977 for a free case review, or click here to get started
